Direct lending products designed for the real financial needs of growing businesses — no brokers, no runaround, just capital.
Every business is different. We offer a range of funding structures so you can choose — or we can recommend — the solution that fits your situation best.
Working capital is the lifeblood of any business. When there's a gap between your expenses and your receivables — or when an opportunity arises faster than your cash flow — a working capital loan provides the bridge you need.
KV Cap's working capital loans are structured for speed and flexibility. We evaluate your business performance holistically and can provide funding decisions quickly, often within 24 hours of application.
Revenue-based financing aligns repayment with how your business actually performs. Instead of fixed monthly payments, you repay a percentage of your revenue — meaning you pay more when business is strong and less when it's slow.
This structure is ideal for businesses with variable or seasonal revenue cycles. Restaurants, retailers, service businesses, and contractors all benefit from financing that breathes with the natural rhythm of their income.
The right equipment is essential to operating and growing your business — but purchasing machinery, vehicles, or technology outright can put a significant strain on cash flow. Equipment financing lets you acquire what you need now and pay for it over time.
We finance a wide range of equipment across industries: restaurant and commercial kitchen equipment, construction machinery, medical equipment, vehicles, printing and manufacturing equipment, and more.
If your business invoices clients on net-30, net-60, or net-90 terms, you already know the cash flow pain of waiting to get paid. Invoice financing lets you access the value of your outstanding invoices immediately — without waiting for your clients to pay.
Convert your accounts receivable into working capital today. This is not a loan against future revenue — it's advancing capital you've already earned and are owed.
A business line of credit gives you on-demand access to capital up to a set limit. Draw funds when you need them, repay, and draw again — without reapplying each time. You only pay interest on what you actually use.
Lines of credit are ideal for businesses that want a financial safety net for unexpected expenses, want to move quickly on opportunities, or need ongoing access to capital for inventory, operations, or growth.
Ready to take your business to the next level? Whether you're opening a second location, expanding into a new market, hiring additional staff, or launching a new product line, expansion requires capital — and timing is everything.
Our expansion funding programs are structured to support growth initiatives with adequate capital, clear terms, and repayment timelines that align with the projected returns of your growth strategy.
We evaluate every application on its own merits. Here's what we generally look for.
We work with businesses across every sector. If you generate revenue and need capital, we want to hear from you.
Restaurants & Food Service
Retail & E-Commerce
Construction & Contractors
Transportation & Logistics
Healthcare & Medical
Technology & SaaS
Beauty & Personal Care
Professional Services
Not sure which product fits your needs? Contact us — we'll review your situation and recommend the best option at no cost and no obligation.